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Terms of Service
TERMS OF USE Please read carefully. This site, Forums.Allstate.com, is a form of social media. Your use of social media like public forums and message boards is at Your own risk and You are responsible for all and any actions You take on Forums.Allstate.com as well as for all and any actions that You take based on information gained on the site. Further, please note that there are always risks associated with providing personal or other data, whether in person, by phone or over the Internet, and no system of technology is completely safe, "tamper" or "hacker-proof." As such, You are advised to not, under any circumstances, use Your full real name or give out Your detailed address, phone number or any other personally identifiable information about Yourself or anybody else on this site or medium. BY READING, COMMENTING, OR POSTING MESSAGES ON THIS FORM OF TEXT SOCIAL MEDIA, YOU ARE A PARTICIPANT AND YOU SIGNIFY YOUR ACCEPTANCE TO THESE TERMS OF USE. "Social Media" is defined as the means by which people share opinions, insights, information, experiences and perspectives, including text, images, audio and video forms. Social Media includes, but is not limited to, blogs, message boards, wikis, vlogs, podcasts, audiocasts and video streaming. "You", "Your" and "Yourself" is defined as the participant in any form of Social Media. If You do not agree with these Terms of Use, do not participate in this Social Medium. Allstate Insurance Company ("We", "Us" and "Allstate") reserves the right, at any time, to modify, alter or update these Terms of Use, and You agree to be bound by such modifications, alterations or updates. Eligibility You must be eighteen (18) years of age or older to use this site. By agreeing to the Terms of Use or by using this site, you represent and warrant that you are eighteen years of age or older and have the legal right to use the site in accordance with the stated Terms and User Guidelines. Appropriate Conduct You are responsible for exercising appropriate judgment in evaluating and taking action based on other users' postings on the site and are subject to the User Guidelines contained on the site. Users should not disregard a moderator's instructions or discuss moderator actions that relate to Yourself or other users. Appropriate Conduct for Allstate Authorized Users The same Policies, Standards and Guidelines that apply to Allstate employees in general apply to Allstate employees' participation in this Social Medium. If you're an Allstate Authorized User (this includes officers, employees, independent contractors, agents, agency staff, suppliers, and supplier reps), - Do not post anonymously; - Disclose your connection to Allstate; - Use a disclaimer in your signature line, such as "The postings on this site are my own and don't necessarily represent Allstate's positions, strategies, or opinions." Content We will not prescreen content of postings, comments, audio or video materials. Content will be reviewed and monitored. We may ban Your participation if You breach these Terms of Use, and We may also delete Your content. Content from this Social Medium may not be copied, downloaded, reproduced, republished, uploaded, posted, transmitted or distributed outside of Allstate, without approval from management representing the content owner. All intellectual property rights in any content from this Social Medium will be owned by Allstate. Content from this Social Medium must not: - Contain racist, sexist or homophobic comments; - Harass or stalk any person; - Contain defamatory, objectionable, offensive or inflammatory statements or personal attacks on others; - Contain off-topic content; - Contain any Protected Health Information (PHI) and Personally Identifiable Information (PII), or any information contrary to Allstate's Privacy Policy PII is defined as individually identifiable information about an individual, including health and financial information (financial information including but not limited to, credit card numbers, account balance information and policy information). PII may also include Protected Health Information (PHI). PHI is defined as individually identifiable health information (including the individually identifiable health information of non-U.S. citizens), held or maintained by a covered entity or its business associates acting for the covered entity that is transmitted or maintained in any form or medium. PHI includes, but is not limited to, identifiable demographic and other information relating to the past, present, or future physical or mental health or condition of an individual, or the provision or payment of health care to an individual that is created or received by a health care provider, health plan, employer, or health care clearinghouse. - Be made under another person's name or posted anonymously; - Contain Allstate trade secrets; - Contain Allstate's revenue projections or projected share price; - Contain other companies' intellectual properties, such as logos or trade secrets; - Contain any discussions relating to the marketing, solicitation or sale of securities or securities related products; - Be used for commercial purposes to send unsolicited advertising, promotional material, or other forms of solicitation to other users; - Breach any intellectual property rights laws; - Discuss how to commit illegal activity; - Contain viruses, worms or any other computer code that is intended to damage or interfere with any system, data or information; Disclaimers The content in this Social Medium is provided "as is" and without warranties of any kind, either express or implied. Allstate does not warrant or make any representations regarding the use of the content or the results gained from this Social Medium. Liability Neither Allstate, nor any of its affiliates are responsible or liable to You for any direct or indirect loss, damage (whether actual, consequential, punitive, special or otherwise), injury, claim, liability or other cause of any kind or character based upon or resulting from any information or opinions provided in this Social Medium. You agree to hold Allstate harmless from any liability and damages resulting from Your participation in this Social Medium. Term of Agreement These Terms of Use constitute an agreement, which is effective until terminated by Allstate, at any time, without notice. Allstate may terminate Your right to use this Social Medium immediately without notice to You if, in the sole discretion of Allstate, You fail to comply with any of these Terms of Use. In the event Your rights are terminated, You may no longer participate in this Social Medium. In addition, Allstate employees may be subject to disciplinary action, up to and including termination. Jurisdiction This agreement is governed by and shall be construed in accordance with the laws of the state of Illinois.
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GMT -08:00 U.S. Pacific Time
GMT -07:00 U.S. Mountain Time
GMT -06:00 U.S. Central Time
GMT -05:00 U.S. Eastern Time
GMT -09:00 U.S. Alaska Time
GMT -10:00 U.S. Hawaiian Time
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GMT -12:00 Dateline
GMT -11:00 Samoa
GMT -10:00 U.S. Hawaiian Time
GMT -10:00 Aleutian Islands
GMT -09:30 Marquesas
GMT -09:00 Gambier Islands
GMT -09:00 U.S. Alaska Time
GMT -08:00 U.S. Pacific Time
GMT -08:00 Pitcairn Islands
GMT -07:00 U.S. Mountain Time
GMT -07:00 U.S. Mountain Time (Arizona)
GMT -06:00 U.S. Central Time
GMT -06:00 Mexico
GMT -06:00 Costa Rica
GMT -05:00 U.S. Eastern Time
GMT -05:00 Columbia, Peru, South America
GMT -04:00 Atlantic Time
GMT -04:00 Puerto Rico
GMT -03:30 Newfoundland, Canada
GMT -03:00 Argentina
GMT -03:00 Brazil
GMT -02:00 Mid-Atlantic
GMT -01:00 Cape Verde
GMT -01:00 Azores
GMT ------ U.K.
GMT ------ Iceland
GMT +01:00 Spain
GMT +01:00 Algiers, Africa
GMT +01:00 Western Europe
GMT +02:00 Eastern Europe
GMT +02:00 Tripoli, Africa
GMT +02:00 Egypt
GMT +02:00 Israel
GMT +03:00 Russia
GMT +03:00 Saudi Arabia
GMT +03:30 Iran
GMT +04:00 Samara, Europe
GMT +04:00 Arabian
GMT +04:30 Afghanistan
GMT +05:00 Yekaterinburg, Asia
GMT +05:00 Pakistan, West Asia
GMT +05:30 India
GMT +06:00 Novosibirsk, Asia
GMT +06:00 Bangladesh, Central Asia
GMT +06:30 Burma
GMT +07:00 Krasnoyarsk, Asia
GMT +07:00 Bangkok, Hanoi, Jakarta
GMT +08:00 Irkutsk, Asia
GMT +08:00 China, Taiwan
GMT +08:00 Singapore
GMT +08:00 Australia (WT)
GMT +09:00 Yakutsk, Russia
GMT +09:00 Japan
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GMT +09:30 Australia (NT)
GMT +09:30 Australia (ST)
GMT +10:00 Australia (ET)
GMT +10:00 Australia (Queensland)
GMT +10:30 Australia (Lord Howe)
GMT +11:00 Magadan, Asia
GMT +11:00 Central Pacific
GMT +11:30 Norfolk Islands
GMT +12:00 Fiji, New Zealand
GMT +12:00 South Pole, Antarctica
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